In order to apply for support from The Liverpool Merchants’ Guild you must meet certain criteria in order to make an application.

How we can help you

We can provide financial support to eligible applicants in two ways.

Through a regular payment

This can be up to a maximum of £6,000 per annum made to you in two half-yearly instalments (i.e. paid half yearly in advance). These payments are designed to help bring your income up to a pre-determined level set by the Trustees and the regular payment awarded aims to bring you up to that level.

These are usually made on an on-going basis, subject to a review every 2 years, or when there are changes in your circumstances. As the payment is charitable and paid at the discretion of the Board of Management, it is treated as non taxable by HMRC.

Through a one-off grant

This can be to a maximum value of £6,000. We award grants to support the purchase of personal mobility/technology aids and/or necessary adaptations – to enable you to stay safe and well in your home. Examples of grants funded include bathroom/WC conversions to enable access, purchase of stair-lifts, insulation/energy saving work; purchase of white goods such as fridges, washing machines and cookers.

Each of these is classed as a charitable grant to you as an individual and does not affect your welfare benefit eligibility/claims.

We do not consider support for:

  • One off Grants to pay rent arrears or debts (but we will consider making a regular payment to supplement your income and help you to manage your personal budget).
  • One off Grants to pay debts owing to family members or friends
  • Private medical treatment
  • Legal fees


Are you eligible?

Applications can be made for funding to help with a variety of issues.

Please complete the quick questionnaire below and find out instantly if you are eligible to apply for funding. Please tick ‘yes’ or ‘no’ for all statements.


I am over 50 years old.
I currently live in Merseyside, or have lived in Merseyside in the past for a continuous period of at least 15 years.
I work, or have worked as a professional or self-employed capacity (in a non-manual role), or in a supervisory capacity, or in a clerical or non-manual post.
I have savings of less than £23,250.
I am in financial hardship and struggling to cope on my household/personal income.

WHO we help

Find out if you are eligible to apply for funding or a grant from the Liverpool Merchants’ Guild by answering a few simple questions.

HOW we help

The Liverpool Merchants’ Guild can award money to help with general day-to-day living expenses or one-off payments to improve your living conditions.

HOW to apply

Applications can be made in three straightforward stages. Have a look at our ‘walkthrough’ – it’s the first step in improving your quality of life or that of someone you know.